I have not met anyone who knows which points are in the 108 or in the 36. Chinese scholars place a lot of importance to the mystery of certain numbers - 2, 5, 8, 9, 18, 36, 81, 108, ... My guess is that 108 is just a number, and 36 is another number. My experience on death points (this experience is quite limited) suggests far fewer than 36 points. Likewise, there seems to be a lot more than 108 points with martially useful (but weaker) consequences.
See the page of Ki and Oriental Medicine for details of Meridian Theory and point location. The location of the points is one third of the knowledge on how to use them. The other knowledge is the direction in which to hit them, and the amount of penetration to use for a desired effect.
Knowing where you may hit for a desired consequence is a small part of the actual martial application. The intent of a vital point strike or seize is to stun or weaken or impair an opponent. The points themselves are quite tiny - usually less than 1 cm in diameter, so hitting them requires a lot of precision and entry technique.
The response of the opponent varies from opponent to opponent and varies depending on their level of activation (the more aroused, generally the stronger the effect). Some subjects are pretty insensitive to nerve-related strikes, but still respond to techniques which interfere with blood flow or air supply.
The wrist points are good starters, since there are so many in close proximity (
Tom Osborn.